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Fintech Software Development

A fintech product lives or dies by trust — one failed transfer, one slow KYC flow, or one compliance gap undoes months of user acquisition. runIT operates from Istanbul, where Maslak's payment startups move at startup speed under BDDK oversight, and from Berlin, an hour's flight from Frankfurt's ECB-anchored banking establishment — so we've built for both the fast-moving fintech scene and the institutions that regulate it. We build wallets, lending platforms, payment orchestration and the PCI-conscious backend infrastructure underneath them, with compliance treated as an architecture decision made on day one, not a feature bolted on before launch.

What we solve

Payment orchestration and card/settlement flows that hold up under real transaction volume, not just a demo.

KYC, AML and BDDK/BaFin-aware compliance built into onboarding flows from the start, not retrofitted before an audit.

Wallet, lending and card-issuing platforms that pass security review without slowing down the product roadmap.

Cross-border architecture for fintechs operating between Turkey, Germany and the wider EU regulatory landscape.

Why runIT

We've built inside Istanbul's fintech ecosystem and Frankfurt's institutional banking gravity, so we know both registers: startup speed and enterprise compliance.

Security and auditability are treated as core architecture, not an afterthought — the kind of decision that is expensive to unwind after launch.

Trilingual delivery (English, Turkish, German) means compliance, engineering and product conversations happen without translation gaps at any stage.

Process

As smooth as a software deploy.

Sprint-focused, transparent, measurable. You see what we do at every step.

01

Brief & Strategy

We clarify goals, users and technical constraints. Work begins on day one.

02

Design & Architecture

UX flows, system architecture and data models run in parallel.

03

Build & QA

CI/CD pipeline live in the first week. Automated tests, code review, observability — by default.

04

Ship & Grow

Post-launch SEO, performance and analytics keep growth compounding.

Frequently asked questions

Can you build a compliant fintech product from scratch?

Yes. We build payment integrations, wallet and lending platforms, and PCI-conscious infrastructure for fintechs and banks, with BDDK and BaFin-style regulatory expectations designed in from the first architecture decision — not added as a patch before your first audit.

Ready to ship faster?

A one-hour discovery call to map your roadmap.